Student loan repayments come straight out of your pay once you earn over your plan threshold — 9% of everything above it for Plans 1, 2, 4 and 5, and 6% for the Postgraduate Loan. Enter your salary and your plan to see your yearly, monthly and weekly repayments. Have a Postgraduate Loan on top of an undergraduate plan? Tick the box — both are charged at once, and this calculator adds them up. Results update as you type.
Estimates only — not financial advice. Based on 2026/27 rates for England, Wales & Northern Ireland. Rates may change after the Autumn Budget on 28 October 2026.
Our guide to student loan repayment in 2026/27 explains every plan’s threshold in detail. To see your loan repayment alongside tax and NI, use the take-home pay calculator.