How much income tax will you pay in 2026/27? Enter your gross salary and, if you have one, your salary-sacrifice pension percentage. The calculator applies the £12,570 personal allowance (tapered above £100,000), the 20% basic rate, the 40% higher rate and the 45% additional rate — and shows your tax band by band, plus your effective rate, your marginal rate and your take-home pay for context. Results update as you type.
Estimates only — not financial advice. Based on 2026/27 rates for England, Wales & Northern Ireland. Rates may change after the Autumn Budget on 28 October 2026.
Want the full picture, including National Insurance and student loan? Use our take-home pay calculator. The National Insurance calculator shows the other big deduction on your payslip, and our guide explains the UK income tax bands 2026/27 in plain English.